NJ Notary Bond Requirements: How to Become a Notary in New Jersey

Becoming a notary public in New Jersey requires a surety bond, commission application, and oath of office. Here's everything you need to know about NJ notary bonds and the commissioning process.

## NJ Notary Bond Requirement

New Jersey requires all notary public applicants to obtain a $15,000 surety bond before being commissioned. This bond protects the public from financial losses caused by notary errors, omissions, or misconduct.

## NJ Notary Bond Cost

Notary bonds are among the most affordable surety bonds: - **Typical Cost:** $30-$75 for a 5-year term - **Per Year:** Approximately $6-$15 annually

Most applicants qualify for standard rates regardless of credit history.

## How to Become a Notary in New Jersey

**Step 1: Meet Basic Requirements** - Be at least 18 years old - Be a New Jersey resident OR work in NJ and reside in an adjoining state - Be able to read and write English - Have no criminal convictions that would disqualify you

**Step 2: Obtain Your Notary Bond** - Purchase a $15,000 surety bond from a licensed surety agency - The bond covers your 5-year commission term

**Step 3: Complete the Application** - Download the notary application from the NJ Treasury website - Complete all sections and have it notarized by a current NJ notary - Include your bond certificate with the application

**Step 4: Submit Application and Fee** - Mail your application, bond, and $25 filing fee to the NJ Treasury - Processing typically takes 4-6 weeks

**Step 5: Take the Oath of Office** - After approval, take your oath before the Clerk of your county - File the oath with the county within 3 months of your commission date

**Step 6: Purchase Your Notary Supplies** - Official notary stamp/seal - Notary journal (recommended but not required in NJ)

## NJ Notary Commission Terms

- **Term Length:** 5 years - **Renewal:** Apply 1-2 months before expiration - **Commission Fee:** $25

## Common Questions

**Q: Do I need errors and omissions insurance?** A: E&O insurance is optional in NJ but recommended. It provides additional protection beyond the bond.

**Q: Can I notarize for family members?** A: Yes, but only if you have no financial interest in the document.

**Q: What acts can NJ notaries perform?** A: Taking acknowledgments, administering oaths, taking affidavits, and certifying copies of documents.

Ready to become a New Jersey notary? Call Can Do Surety Bonds at (609) 491-7404 for your notary bond.