What are the NJ HIC bond requirements?

New Jersey law (P.L. 2023, c. 237) requires all home improvement contractors to obtain a compliance surety bond as part of their state registration with the NJ Division of Consumer Affairs. Bond amounts are $10,000, $25,000, or $50,000 based on contract size and annual revenue.

How do I know whether I need a $10,000, $25,000, or $50,000 bond?

The required bond amount depends on your contract sizes and annual totals. A $10,000 bond generally applies to contractors doing single contracts under $10,000 or annual totals under $150,000. A $25,000 bond generally applies to contracts of $10,000–$120,000 or annual totals of $150,000–$750,000. A $50,000 bond generally applies to contracts over $120,000 or annual totals over $750,000. Contact us and we'll help confirm the right amount for your business.

Is the $50,000 bond the most common for NJ contractors?

Yes — the $50,000 bond is the most common bond amount among New Jersey home improvement contractors. Many contractors work on projects that qualify them for this tier, and it provides the broadest compliance coverage.

Can I get my NJ HIC bond quickly?

Same-day issuance may be available after bond requirements, eligibility, and underwriting are confirmed. Call (609) 491-7404 and a licensed NJ bond specialist will confirm your bond amount and expected timing.

NJ Law P.L. 2023, c. 237 — Compliance Bond Required

NJ HIC Bond Requirements

New Jersey home improvement contractors may need a bond of $10,000, $25,000, or $50,000 depending on contract size and annual revenue. Can Do Surety Bonds helps NJ contractors get the right bond issued fast — same-day issuance may be available after requirements, eligibility, and underwriting are confirmed.

Customer reviews

Same-day issuance may be available when eligible

Licensed NJ Agency

Get Your Surety Bond Quote

Fast response. No obligation. Expert guidance.

Share your name and contact information, bond type, required amount or obligee if known, and deadline or notes. We'll confirm the exact requirement and follow up after review; timing varies by bond type and application.

Need liability insurance too? Use the Insurance Quote form

What New Jersey Requires

Under New Jersey law (P.L. 2023, c. 237), all home improvement contractors must obtain a compliance surety bond as part of their registration with the NJ Division of Consumer Affairs. Operating without this bond is a violation of NJ law and can result in fines or loss of your contractor registration.

The bond amount required — $10,000, $25,000, or $50,000 — is determined based on your contract sizes and annual business activity. Contractors should confirm the correct amount when registering or renewing with the state.

Can Do Surety Bonds issues all three NJ HIC bond amounts, with fixed, transparent pricing. Same-day issuance may be available after requirements, eligibility, and underwriting are confirmed. We'll help you identify the right bond for your business.

NJ HIC Bond Amounts

Three bond tiers are available under New Jersey law. The correct amount depends on your individual contract sizes and annual totals.

$10,000

$100/year

For contracts under $10,000 each OR annual contract totals less than $150,000

$25,000

$125/year

For contracts $10,000–$120,000 each OR annual contract totals $150,000–$750,000

Most Common

$50,000

$250/year

For contracts over $120,000 each OR annual contract totals over $750,000

Not sure which amount you need? Call us — we'll confirm the right bond for your business.

What Determines the Required Bond Amount?

The NJ Division of Consumer Affairs reviews each contractor's application to determine the correct bond amount. While the tiers above provide general guidance, the final required amount is confirmed through your registration or renewal application.

Individual Contract Sizes

The dollar value of your single largest contracts is one factor in determining your tier.

Annual Contract Totals

The total value of all home improvement contracts you perform per year also factors into the required amount.

State Application Review

The NJ Division of Consumer Affairs reviews your registration details and confirms your required bond tier.

We can help you work through the details. Call (609) 491-7404 and a licensed NJ bond specialist will confirm the right bond for your situation.

How to Get the Right NJ HIC Bond

Contact Us

Call (609) 491-7404 or fill out the quote form. A licensed NJ bond specialist will assist you right away — no call centers, no automated systems.

Confirm Your Bond Amount

We'll help you identify the correct bond amount based on your contract activity and your NJ registration details.

Get Your Bond Issued Fast

Same-day issuance may be available after requirements, eligibility, and underwriting are confirmed. We handle the paperwork and you receive your bond certificate promptly — ready for your NJ contractor registration.

Frequently Asked Questions

Ready to Get Your NJ HIC Bond?

Call now and a licensed NJ bond specialist will confirm your required bond amount and get your bond issued today. No delays, no call centers.

Already know your bond amount? View NJ HIC Bond Cost